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Rates for Tuesday, February 26, 2002 If you have a rate of 7.50 % or higher now is the time to refinance. Call our East side team located in Sterling Hts today at 586-532-0600 or our West side team in Livonia at 734-422-6200. You can also email us to ask about "0" cost refinancing. (*Rates based on $150,000 mortgage amt with 20% down payment.) Product Description Points Origination Fee Interest Rate APR 30 yr Fixed Rate 0 0 6.875 6.972 30 yr Fixed Rate for 0 Cost Refinance 0 0 7.375 7.378 5/1 A.R.M 0 0 5.625 6.14 15 yr Fixed Rate 0 0 6.5 6.72